Repositioning Your IRA Today for Tomorrow

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Philosophy

Managing Market Risk to Grow and Protect Your Hard-Earned Money

Horizon RIA is a Christ-centered, fee-only, independent fiduciary committed to serving investors with integrity for more than 35 years. Because we never sell commission-based products, we remain completely free of conflicts of interest—allowing us to focus solely on what is best for you.

We reject the passive “buy-and-hold” mentality. Instead, we employ a disciplined, active strategy designed to capture gains during bull markets and protect capital during bear markets. Guided by proven trend-following principles, CANSLIM discipline, and rigorous chart analysis, we manage the mutual fund managers who select the market’s leading stocks.

While history shows that markets eventually recover, there is no guarantee the Federal Reserve will step in to rescue investors next time—or that your portfolio will rebound when you need it most. Our approach is built to navigate both the upside and the downside with wisdom, discipline, and stewardship.

Our strategic edge is rooted in the CANSLIM methodology, developed by self-made billionaire William J. O’Neil. This disciplined, rules-based system blends fundamental, technical, and chart analysis to uncover growth opportunities. We emphasize risk management and proper position sizing to help drive consistent long-term results.

$We invest in the same models as our clients, ensuring our interests are aligned and potential conflicts are minimized.
$As a Registered Investment Advisor (RIA) and Fiduciary, we are legally and ethically obligated to act in your best interest.
$When the next bear market hits, who will you trust to protect your wealth?
$Like elite athletes and world-class investors, we strive to skate where the puck is going, not where it’s been.
$Let us reposition your IRA today for tomorrow.

Separately Managed Accounts (SMAs)

Horizon employs a comprehensive risk management strategy that integrates fundamental analysis (earnings and sales growth), technical analysis (support and resistance levels), and chart analysis (base formations and pivot points). This disciplined approach is executed through three model strategies, each tailored to align with your individual risk profile within a Separately Managed Account (SMA).

Fund Model Strategy (Conservative) :

In rising markets, this strategy seeks capital appreciation by investing in up-trending mutual funds and exchange-traded funds (ETFs), with the flexibility to include individual stocks. In declining markets, the strategy focuses on capital preservation.

Stock Model Strategy (Growth) :

In rising markets, this strategy seeks capital appreciation by investing in stocks utilizing CANSLIM principles, with the flexibility to include ETFs and mutual funds. In declining markets, the approach focuses on capital preservation.

BRI Model Strategy :

Biblically Responsible Investing (BRI) aligns investment values with Biblical principles seeking to honor God. This model will only invest in stocks, ETFs, or Funds with a zero or positive Inspire Impact Score, seeking capital appreciation in bull markets and capital preservation in bear markets.