I am humbled and sincerely thank you for the kind 5-Star Google reviews. Your trust and support mean a great deal to me.
While many bank checking accounts are yielding less than 1%, short-term money market equivalents continue to yield over 5%. If you would like to open an IRA or fund an existing account, please feel free to contact me directly at Dexter@HorizonRIA.com.
We are fully invested across all client accounts and are off to a strong start in 2026. Gold and silver remain my highest-conviction areas, followed by emerging markets.
Gold continues to be hoarded by central banks around the globe—and they are typically not quick sellers. Central banks create money out of thin air to finance growth, and increasingly, they are selling Treasuries to store gold in their vaults. As money is created, it immediately loses purchasing power, which is why central banks favor a store of value that has stood the test of time: gold.
Spot silver is trading near an all-time high of around $90/oz, driven by strong demand and tightening inventories. Silver futures are trading near $88/oz, which is unusual, as futures prices are typically higher than spot due to storage and delivery costs. This condition—known as backwardation—often signals strong demand for immediate physical metal. I expect both silver and gold to continue higher as demand outstrips current supply.
Year-to-date performance highlights:
- Gold: up over 6%
- Silver: up over 25%
- Small Caps: up over 7%
- Emerging Markets: up over 5%
Junk bonds are trending above their 50-day moving average with low day-to-day serial correlations. While junk bonds are up less than 1% YTD, they are growing at a 15% annualized rate, suggesting a broader risk-on environment.
I believe 2026 has the potential to be our best year yet.
God began doing a good work in you and will continue until it is finished when Jesus Christ comes again. Philippians 1:5