All-Time Highs — Are You Positioned for 2026?
With markets at all-time highs, many investors are asking an important question: Is my retirement account positioned for what comes next? If someone you know is considering a change in how their retirement account is managed, I invite them to reach out for a second opinion.
You can email me at Dexter@HorizonRia.com or call 337-983-0676.
Our approach is straightforward. We invest with fund managers who demonstrate strong long-term track records and disciplined risk management—and we reallocate when better opportunities emerge. As a fee-only fiduciary, we earn no commissions or trading fees, so our advice is objective and aligned solely with our clients’ best interests—no strings attached.
We had a solid year, and I expect 2026 to be a banner year for our clients, driven by continued AI-related spending, potential tax cuts, and reduced regulation. Our three models are strategically positioned to benefit from emerging trends in gold, emerging-market stocks and bonds, and select long/short mutual funds, including AGEIX, CBYYX, EIDOX, PHYS, TEDHX, QLEIX, QMNIX, and WWJD.
The S&P 500 is currently trading near all-time highs on very light volume due to the holiday period. Historically, the first two weeks of January often reveal where institutional capital is positioning for the year ahead. If capital begins to flow toward new leadership areas, we will adjust allocations to stay aligned with those emerging trends.
The U.S. dollar peaked earlier this year and has declined more than 5% year-to-date. While most administrations favor a strong-dollar policy, the current environment appears more supportive of a weaker dollar to help exports and trade competitiveness. A weaker dollar also boosts the value of overseas earnings when converted back into dollars, which is one reason we maintain exposure to emerging markets; this has benefited performance.
Bitcoin has declined by more than 30% since October as capital has rotated out of speculative assets and into stores of value such as gold and silver, driven in part by the unwinding of the yen carry trade. While silver has been the biggest beneficiary, it is now extended and not a current buy. Gold, however, remains my highest-conviction position.
I view gold as an insurance policy against the dollar’s long-term loss of purchasing power due to persistent money printing and inflation. If you have fire insurance on your home, the question is simple:
Do you have insurance on your dollar’s purchasing power?
Wishing you a healthy, prosperous, and Happy New Year.
PS: Thank you for the 5-Star Reviews on Google, and please leave more as the Spirit leads.
I pray that you may prosper in all things and be in health, just as your soul prospers. 3 John 2