We are a Fiduciary with over 36 Years of Actively Managing IRA & Taxable Accounts!

Experienced Fiduciary Guidance

• Christ-centered fiduciary actively managing risk since 1990
• Legally and ethically committed to putting your interests first—always
• Independent Registered Investment Advisor (RIA)—not a commission-driven stockbroker
• Fee-only structure: no commissions, mutual fund loads, or insurance/annuity trails
• No hidden incentives or conflicts of interest
• We invest alongside our clients—when you win, we win

Professional Custody Through Interactive Brokers (IBKR)

• Assets held at Interactive Brokers (IBKR), a global custodian with $800+ billion in client assets
• SIPC protection up to $500,000 per customer ($250,000 for cash)
• No custodial or platform fees
• No transaction fees on stocks, ETFs, or mutual funds
• Transparent advisory fee: 0.10%–2.00% annually (tiered and billed monthly)
• Portfolio models tailored to your goals, time horizon, and risk tolerance

Risk Management Comes First

• Actively managed portfolios designed to capture upside and manage downside risk
• We don’t stay fully invested during bear markets—we adapt
• Focused on protecting capital and avoiding life-changing losses
• Ability to move defensively, including raising cash when risk is elevated
• When the next downturn comes, will your advisor protect—or just participate?

Simple, Supportive Onboarding

• Secure online account opening via IBKR web or mobile app
• Clear monthly statements (digital or hard copy)
• Weekly market and portfolio updates via email and social platforms
• Ongoing support—in person, by phone, or by email
• Assistance with IRA transfers, SEP accounts, taxable accounts, and 401(k) rollovers

Our Philosophy

“We’re skating to where the puck is going, not where it has been.”

“Whatever you do, do it all for the glory of God.” — 1 Corinthians 10:31