We are a Fiduciary with over 36 Years of Actively Managing IRA & Taxable Accounts!

Experienced Fiduciary Guidance

• Christ-centered fiduciary actively managing risk since 1990
• Legally and ethically committed to putting your interests first—always
• Independent Registered Investment Advisor (RIA)—not a commission-driven stockbroker
• Fee-only structure: no commissions, mutual fund loads, or insurance/annuity trails
• No hidden incentives or conflicts of interest
• We invest alongside our clients—when you win, we win

Professional Custody Through Interactive Brokers (IBKR)

• Assets held at Interactive Brokers (IBKR), a global custodian with $800+ billion in client assets
• SIPC protection up to $500,000 per customer ($250,000 for cash)
• No custodial or platform fees
• No transaction fees on stocks, ETFs, or mutual funds
• Transparent advisory fee: 0.10%–2.00% annually (tiered and billed monthly)
• Portfolio models tailored to your goals, time horizon, and risk tolerance

Risk Management Comes First

• Actively managed portfolios designed to capture upside and manage downside risk
• We don’t stay fully invested during bear markets—we adapt
• Focused on protecting capital and avoiding life-changing losses
• Ability to move defensively, including raising cash when risk is elevated
• When the next downturn comes, will your advisor protect—or just participate?

Simple, Supportive Onboarding

• Secure online account opening via IBKR web or mobile app
• Clear monthly statements (digital or hard copy)
• Weekly market and portfolio updates via email and social platforms
• Ongoing support—in person, by phone, or by email
• Assistance with IRA transfers, SEP accounts, taxable accounts, and 401(k) rollovers

Our Philosophy

“We’re skating to where the puck is going, not where it has been.”